What occurs if an individual is found driving without insurance during an accident?

When an individual is found to be driving without insurance during an accident in North Dakota, the law typically assigns demerit points to their driving record as a consequence of this violation. Specifically, 14 points are assessed for such an offense. This points system is part of the state’s way of regulating driving behavior and encouraging responsible practices among vehicle operators. Accumulating points can lead to a variety of penalties, including increased insurance premiums and potential suspension of driving privileges, reinforcing the importance of carrying proper insurance coverage while driving.