What might happen if a driver is found without liability insurance following an accident?

The situation in which a driver is found without liability insurance following an accident can lead to significant penalties, including the addition of points to their driving record. Accumulating points can have serious repercussions for a driver's insurance rates and their ability to operate a vehicle legally in the future. Points are typically added to a driving record for various offenses, and driving without insurance is generally considered a significant traffic violation. This approach encourages drivers to maintain proper insurance to protect all parties involved in any potential accidents.

While the other outcomes listed may be relevant in certain circumstances, they do not directly relate to the immediate consequences of being found without insurance following an accident. Monetary fines may apply, but these do not carry the same long-term implications for the driver's record. Community service and mandatory driving courses are typically reserved for different types of offenses and do not directly correlate with the lapse of liability insurance.