What is the penalty for driving without insurance?

The penalty for driving without insurance is indeed a moving violation that carries a fine of $150. This reflects the legal framework in many jurisdictions, including North Dakota, where driving without the proper insurance coverage placed on an individual can significantly impact public safety. The fine serves both as a punishment for the violation and as a deterrent to encourage drivers to comply with the insurance requirements.

Driving without insurance exposes the driver and others to financial risk in the event of an accident, which is why the law enforces such fines. The specific amount may vary depending on the state laws, but a fine of $150 is a standard penalty that aims to address the seriousness of the offense. In addition to the fine, repeat offenders may face escalated penalties, which further emphasizes the importance of maintaining valid insurance while operating a vehicle.