What is the penalty for driving without liability insurance if discovered through an accident investigation?

The penalty for driving without liability insurance is indeed 14 points added to the driving record if discovered during an accident investigation. This significant point assessment is designed to discourage driving without adequate insurance coverage, which is crucial for protecting all parties involved in a potential accident. Accumulating points on a driving record can lead to further consequences, including higher insurance premiums and potential suspension of driving privileges. The specific point total reflects the severity of the infraction in the context of maintaining road safety and accountability among drivers.