Is liability insurance required on every public trail for snowmobiles and OHVs?

The requirement for liability insurance on public trails for snowmobiles and Off-Highway Vehicles (OHVs) is established to ensure that users are financially responsible for any damage or injury that might occur while operating these vehicles. In many jurisdictions, including North Dakota, having liability insurance is designed to protect not only the operator but also other parties who may be involved in an incident.

The requirement for liability insurance is typically implemented to address safety concerns and mitigate potential costs associated with accidents. By mandating insurance, the law helps ensure that there are resources available for compensation in the event of an accident, thereby promoting responsible use of snowmobiles and OHVs on public trails.

Thus, the correct answer aligns with the legal expectations placed on users of these vehicles on public trails, ensuring that operators are held accountable and that there are financial safeguards in place. The emphasis on requiring insurance highlights the importance of responsible recreation and public safety in the use of snowmobiles and OHVs.