How many points can be added to a driver’s record for driving without liability insurance?

Driving without liability insurance is a serious violation in North Dakota, and it carries significant penalties, including points on the driver’s record. In North Dakota, the accumulation of points is a method for tracking driving infractions and can lead to increased insurance premiums and, in some cases, the suspension of driving privileges.

The correct answer reflects the fact that driving without liability insurance can result in 14 points being added to a driver's record. This high point value serves as a deterrent against operating a vehicle without the legally required insurance, as it represents a substantial consequence for this infraction. Accumulating such points highlights the importance of being properly insured to maintain safety and compliance with state laws.

Understanding the point system and the penalties associated with various traffic violations is essential for drivers to avoid unnecessary consequences and to foster public safety on the roads.